For deposit only stamp maker for cheque endorsement
A for deposit only stamp maker for endorsing cheques: the restrictive wording, the account name and the account number, in the rectangular block a bank expects on the back of a cheque.
Writing "for deposit only" on the back of a cheque is a restrictive endorsement: it limits what can be done with the cheque to depositing it into the named account. That is why the account number matters more than the design does, and why this is a rectangle rather than a circle. It has to sit in the endorsement area on the back of a cheque and stay readable after a bank scans it.
What you get
- Rectangular block sized for the endorsement area, which is a narrow strip rather than a square.
- Lines for the restrictive wording, the account name and the account number, stacked so each stays readable.
- High contrast and a plain font, because the impression gets scanned by a machine rather than read by a person.
- A transparent PNG for remote deposit, where the cheque is photographed rather than handed over.
- The wording stays editable in the Word download, so changing an account number is a retype.
How to make it
- Open the stamp maker and pick a shape, or start from a template.
- Type your wording, then set the colour, border and size.
- Add the date, time, serial number or logo, and position each one.
- Preview it live, then download. Designing and previewing are free.
Questions
What does "for deposit only" actually do?
It is a restrictive endorsement, limiting the cheque to being deposited into the account named rather than cashed or signed over. How much protection it gives varies by country and by bank, so treat the wording your bank supplies as the one that counts.
Should the account number be on the stamp?
Most banks want it, because the restriction is only meaningful if it names the destination account. Some ask for a particular format. Ask yours before ordering or downloading, since a stamp with the wrong number on it is worse than no stamp.
Can it be used for remote deposit?
Where your bank accepts photographed cheques, the endorsement still has to be on the back before you photograph it. Some banks require additional wording for remote deposit specifically, so check their current requirement.
Why a rectangle rather than a round seal?
The endorsement area on the back of a cheque is a strip. A circular seal either overflows it or shrinks the text past the point a scanner can read it.
Estamplab is a design tool. This page describes common commercial practice rather than giving legal, tax or financial advice, and practice changes. Where a specific document matters, check the requirement with the body receiving it.